Collision insurance covers which of the following perils?

Collision insurance specifically addresses direct loss to a vehicle resulting from a collision with another object. This type of coverage is designed to handle accidents where your car collides with other vehicles, trees, guardrails, or any obstacles on the road. The primary focus of collision insurance is the physical damage to your vehicle incurred during these incidents, making it essential for drivers who want financial protection for their automobiles in the event of accidents.

Other options, such as loss due to theft, damage from fire and explosion, and vandalism, fall under different categories of insurance coverage. Theft would typically be covered by comprehensive insurance, while damage from fire and vandalism would also be included in comprehensive policies rather than collision coverage. Understanding these distinctions is crucial for selecting the appropriate insurance types to adequately protect your assets.