In DP-2 and DP-3, how long is property removed covered for?

In both the DP-2 (Broad Form) and DP-3 (Special Form) of the Dwelling Policy, the coverage for property removed applies for a duration of 30 days. This provision is designed to protect personal property that is temporarily moved from the insured premises to avoid damage from a covered peril. The 30-day duration allows for sufficient time to either protect the property from immediate threats or to relocate it to a safer location.

This timeframe is intended to give policyholders the flexibility they need to respond to emergencies, ensuring that their possessions are covered during transitional circumstances. Understanding this specific aspect of the policy is crucial, as it reinforces the importance of taking immediate action to safeguard valuable items during perilous situations.