Through which entities is workers' compensation insurance available in Mississippi?

Workers' compensation insurance in Mississippi is primarily available through private insurers. These insurers offer policies that cover medical expenses and lost wages for employees who suffer work-related injuries or illnesses. This setup allows businesses to manage their liability associated with workplace injuries effectively while ensuring that employees receive necessary benefits in a timely manner.

Private insurers are licensed and regulated by the state to provide these policies, ensuring that they adhere to specific standards and offer appropriate protections for workers. While other options, like state-funded programs, may exist in some contexts, the primary mechanism through which most employers secure workers' compensation coverage in Mississippi is through private insurance providers. This is especially significant in states like Mississippi where employers typically have the flexibility to choose their insurance provider.