To qualify for coverage under the Mississippi Automobile Assigned Risk Plan, how recent must an applicant's unsuccessful search for coverage be?

To qualify for coverage under the Mississippi Automobile Assigned Risk Plan, an applicant must demonstrate that they have been unable to obtain automobile insurance coverage from insurers in the voluntary market. This is typically evidenced by an unsuccessful search for coverage within a specific timeframe. In Mississippi, this timeframe is set at 60 days prior to the application for the Assigned Risk Plan. The requirement of a 60-day unsuccessful search ensures that applicants are actively seeking insurance and that the Assigned Risk Plan is being utilized by those who truly need assistance in securing coverage. This policy helps to maintain the integrity of the automobile insurance market while providing a safety net for those who cannot find coverage elsewhere.