Under which section of the dwelling policy would the insured receive payment for rental value when the property is being repaired after a covered loss?

The correct answer is Coverage D - Fair Rental Value, which specifically addresses situations where rental income is lost due to a covered loss that necessitates repairs on the property. When a dwelling is damaged by a peril covered under the policy, the insured is entitled to compensation for the lost rental value during the time the property is uninhabitable. This coverage is particularly important for landlords who depend on rental income, as it helps mitigate financial losses during repair periods.

Each of the other coverages serves different purposes. Coverage A pertains to the dwelling itself and does not directly address loss of rental income. Coverage B is for other structures on the property but does not cover rental value or income loss. Coverage C includes personal property but, similarly to the other coverages, does not address rental income available to the insured. Therefore, Coverage D is uniquely suited for situations involving the loss of rental value, making it the appropriate choice.