What are payments made in addition to the policy's regular limit of liability known as?

Payments made in addition to a policy's regular limit of liability are referred to as supplementary payments. These are additional benefits that insurance companies may provide to their policyholders, which can cover expenses beyond the basic coverage limits defined in the policy.

Supplementary payments typically include items such as defense costs, expenses incurred while attending legal proceedings, and other costs that arise from a claim but not directly related to the payout for damages. This feature enhances the values offered by the policy, ensuring that the insured is not financially burdened by certain expenses that could emerge during the claims process.

The inclusion of supplementary payments provides a financial safety net, allowing policyholders peace of mind in knowing they will have support for associated costs when a claim is made.