What area of Mississippi does the Windstorm Underwriting Association primarily provide wind and hail coverage for?

The Windstorm Underwriting Association is specifically designed to offer wind and hail insurance coverage to properties located in high-risk areas, particularly those prone to severe weather events such as hurricanes. In Mississippi, this primarily refers to coastal regions where the exposure to wind and storm damage is significantly higher due to proximity to the Gulf of Mexico. These areas are often underserved by conventional insurance markets, leading to the establishment of associations like this to ensure residents have access to necessary coverage options. By focusing on coastal areas, the association helps protect property owners from financial loss due to natural disasters that frequently impact these regions.