What type of damage is covered under comprehensive automobile insurance?

Comprehensive automobile insurance is designed to cover a range of non-collision-related damages to a vehicle. Among these, vandalism and theft fall under the types of incidents that comprehensive coverage addresses. This means that if a vehicle is stolen or damaged due to malicious acts, the costs for repairs or replacement can be claimed under this type of insurance.

Comprehensive coverage typically extends to incidents such as natural disasters, falling objects, fire, and vandalism, which are not related to direct collisions with other vehicles or objects. Therefore, while other options like damage from fire and collision scenarios may be important aspects of overall vehicle insurance, they do not fall within the specific coverage that comprehensive insurance provides. Hitting another vehicle or physical damage caused by collision is generally covered under liability or collision insurance, not comprehensive. This highlights the focus of comprehensive insurance on protecting vehicle owners from a broader range of risks outside of accidents.