What type of insurance policy generally covers losses that occur anywhere in the US and Canada?

A territorial policy is specifically designed to provide coverage for losses that occur within a defined geographical area, which, in this case, includes the entire United States and Canada. This type of policy offers flexibility and assurance to policyholders who may have interests or activities that span across these two countries.

In the context of insurance, the term "territorial" refers to the location where the coverage applies. Policies that limit coverage to a specific region typically do not extend beyond that area, while a territorial policy allows for broader coverage across a larger geographical scope, making it suitable for individuals or businesses operating in both the US and Canada.

The other options, such as international, regional, and comprehensive policies, have different scopes and definitions, which do not specifically align with the coverage offered by a territorial policy that spans such a broad and specific area.