Which loss would be covered by Coverage A of the Commercial General Liability coverage form?

Prepare for the Mississippi Insurance Test with focused questions, hints, and detailed explanations. Enhance your knowledge and boost your confidence to succeed in your assessment!

Coverage A of the Commercial General Liability (CGL) coverage form provides protection for bodily injury and property damage for which the insured is legally liable. This coverage is typically meant to address incidents that occur as a result of the insured's operations or products.

In the context of the provided answers, the loss where a third party wins damages due to becoming ill after eating a meal catered by the insured directly relates to bodily injury resulting from the insured's product or service. The act of catering involves providing food, and if someone becomes ill as a result of consuming that food, it aligns with the liabilities covered under Coverage A. Therefore, this scenario illustrates the insured's responsibility for damages caused by their operations, making it the correct choice.

The other scenarios involve different types of liabilities that may not fall under Coverage A specifically. For instance, damage to a third party's car is typically addressed through an auto insurance policy, an injury occurring on the insured's property may involve premises liability coverage but may not be part of Coverage A in all contexts, and stolen property generally involves property coverage rather than liability.

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