Which of the following is NOT a requirement for workers' compensation insurance in Mississippi?

In Mississippi, workers' compensation insurance has specific requirements designed to protect both employees and employers, but not all employers are required to provide coverage.

Compulsory coverage applies to certain employers, particularly those in high-risk industries or with a minimum number of employees, ensuring their workers have access to necessary benefits in the case of work-related injuries or illnesses. Yet, not all employers must carry workers' compensation insurance, making this aspect flexible and dependent on various factors, such as the size of the business and the type of work performed.

Options that indicate compulsory coverage or provide private insurer options actually reflect the established framework of the state's workers' compensation system. Furthermore, coverage specifically for employees only highlights the focus on protection for the workforce. However, the assertion that all employers must have coverage does not align with the actual requirements, as many small businesses and certain types of employers may opt out of covering their employees.

Understanding these distinctions is crucial for both employers and employees in navigating the responsibilities and protections afforded under Mississippi's workers' compensation laws.