Which of the following items of personal property would be covered under a dwelling policy?

A pool table would be covered under a dwelling policy because dwelling policies are designed to cover the structure of a home and certain personal property related to the residential use of the dwelling. This type of policy typically extends coverage to personal property that is located on the premises, as long as it is used for personal use rather than business purposes.

In contrast, a car parked in the driveway would not be covered by a dwelling policy because auto insurance specifically addresses vehicles. Personal jewelry, while often valuable, typically has limitations in standard dwelling policies, especially if it exceeds certain monetary thresholds, necessitating separate policies or endorsements. Business equipment is also excluded from coverage under a dwelling policy since it falls under commercial insurance requirements. Therefore, a pool table as a recreational item within the home aligns with the personal property that a dwelling policy aims to protect.