Which of the following terms refers to additional coverage provided under specific conditions or endorsements?

The term that refers to additional coverage provided under specific conditions or endorsements is indeed endorsements. Endorsements are modifications to an insurance policy that can add, remove, or alter the coverage provided. These are typically used to customize a policy according to the needs of the insured, allowing coverage for specific circumstances or additional risks that are not covered under the standard policy.

For example, if a homeowner wants to include coverage for a specific valuable item not covered by the standard homeowners insurance, they might apply an endorsement to ensure that item is protected. Thus, endorsements play a crucial role in tailoring insurance policies to fit individual needs, making them an essential component of insurance practice.