Which policy typically provides coverage for structures including mobile homes?

A mobile home package policy is specifically designed to provide coverage for mobile homes and any associated structures. This type of policy addresses the unique needs and risks associated with mobile homes, offering protection for both the home itself and additional structures on the property, such as sheds or decks.

While a homeowners policy can cover some aspects of a mobile home, it is often tailored for traditional homes and may not provide adequate coverage for the unique characteristics and risks of mobile homes. Property liability and standard auto policies do not offer coverage specifically for residential structures, particularly mobile homes. Hence, the mobile home package policy is the most suitable and comprehensive choice for insuring these types of dwellings.