Who is allowed to place insurance in eligible nonadmitted insurers?

The correct answer is that only surplus lines producers are allowed to place insurance in eligible nonadmitted insurers. Surplus lines producers are specialized agents who have acquired the necessary licensing and expertise to write insurance with nonadmitted carriers, which are not licensed in the state but can provide coverage for risks that admitted insurers are unwilling to insure.

This role is vital when dealing with unique or high-risk situations where standard insurance policies may not suffice. Surplus lines producers must also adhere to strict regulations, ensuring that they comply with state laws related to nonadmitted insurance, including filing and tax responsibilities.

The other options do not apply to this situation: licensed agents generally work with admitted carriers, insurance adjusters focus on assessing claims rather than placing policies, and claimants are individuals filing claims and have no role in placing insurance policies.